The discussions and posts regarding Deferred Sales Trusts™ contained on the Exeter Discussion Board was/are written and/or provided solely to provide educational information to our clients, prospective clients and their advisors.  It is not intended or written to be used, and cannot be used, by you for the purpose of avoiding any penalties that may be imposed under federal tax laws, nor does it constitute legal or tax advice. You should always seek advice based specifically on your particular situation from an independent legal, tax or financial advisor.